HILLS BANK & TRUST CO Lending Compliance Officer in HILLS, Iowa

Lending Compliance Officer*Location:HillsDescription:This position's primary responsibility will be the development and oversight of the compliance functions of the bank in the area of lending and credit, as set forth in the Compliance Policy adopted by the Board of Directors. This will include managing the ongoing lending regulatory requirements, lending compliance review processes and training lending staff on changes in lending laws and regulations to assure ongoing adherence to all applicable laws and regulations. Audit Schedule: Develop an audit schedule to ensure the testing of all lending regulatory requirements is done on a regular basis. Adjust the audit schedule as needed based on loan review findings, new regulatory requirements and hot issues.File Reviews: Conduct compliance reviews on a regular basis to ensure compliance with various lending regulations including - Truth in Lending Act, RESPA, ECOA, Fair Housing Act, Flood Disaster Protection Act, JWNDAA and Unfair or Deceptive Acts and Practices. Report findings to respective departments and conduct follow-up reviews as necessary. Provide summary reports to the Loan Compliance subgroup on a regular basis.HMDA Reviews: Conduct quarterly reviews of HMDA data to spot error rates and correct specific errors. Report findings and follow-up on issues as is possible and feasible.EOE