Work in Iowa Disability Jobs

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MidWestOne Bank Consumer Loan Underwriter in Iowa City, Iowa

Is responsible for consumer loan underwriting and review to ensure that all criteria and guidelines are met by working closely with consumer loan originators and loan operations.

  • Assumes responsibility for determining whether a borrower can reasonably be expected

to maintain the repayment terms of a consumer loan, considering the type of collateral,

sources of down payment, income, stability of income, other fixed monthly obligations,

net worth and credit history:

  • Monitors the compliance of consumer loan origination,

  • Ensures that loans meet credit policy guidelines and requirements

  • Reviews lien searches, title work, and appraisals

  • Reviews for completeness, all verifications and supporting documentation; verifies accuracy of information against the loan application

  • Analyzes reports and audits pertinent data to the underwriting of the loan

  • Interacts with the originators about the status of their credits

  • Acts in an advisory capacity to originators and loan operations staff on matters pertaining

to consumer lending

  • May also assist with subordinations, third party credit card administration, and vendor

Graduate degree in related field or equivalent combination of education and related work

experience

FLSA Status: Exempt

Hours Per Week: 40

Benefits Package: Yes - Full Time Package

External Company Name: MidWestOne Bank

External Company URL: http://midwestone.com/

Street 2: 102 South Clinton Street

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